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______________________________________________________________________________________________________________
Business Transfer Specialist
Financing Your Transaction
(
Free Business Valuation Tool )
 |
FINANCING OPTIONS
See Pros & Cons of Owner Financing
RealNova
has expertise
in understanding the intricacies of
financing that is needed and available to
complete the purchase transaction. We
provide alternatives for you to choose from
in order to have a variety of choices.
Are you a small business owner or about to
be a small business owner about to start,
grow, or expand your business? Let
RealNova advise you how to get financing
you need!
.............................................................................
Owner Financing

The most common form of financing for a new
buyer. The most commonly used amount
is one-third (1/3) of the selling price in
cash. However, this amount can vary
from 10% to 50% down, depending upon the
sellers willingness of finance the new buyer
and/or their timeframe to have an
expeditious sale..pros
& cons of Owner Financing
..............................................................................
SBA Financing

Small Business Administration loans offer
very flexible terms for business financing.
Business Realty has been involved for
12years with SBA financing. SBA loans
feature longer terms, lower down payments,
and competitive rates which translates to
easier financing options for a business
acquisition. Amount of the loans and
length of terms vary. We help
short-circuit the red tape that banks do not
like, by dealing directly with the SBA, thus
making the process faster and less painful
for all involved.
..............................................................................
Private Capital

The marketplace is full of private capital
sources of funds for acquisitions.
This ranges from individuals to Venture
Capital firms. RealNova will
assist you in creative financing to assist
in your acquisition or re-financing of your
project.
..............................................................................
Conventional Loans

Banks are the traditional sources of most
financing. However, their requirements
are more stringent. Individual buyers
should always touch base with their local
banker first, to get a flavor for the deal.
This will help you realize the importance of
other less than traditional financing. |
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Financial
Institution
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REP |
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DENISE CLEMENCE |
BANCO POPULAR WESLEY
CHAPEL |
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PHONE |
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(813) 973-1336 |
1936 BRUCE B DOWNS
BLVD # 342 |
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FAX |
: |
(813) 994-0756 |
WESLEY CHAPEL,
FLORIDA 33543 |
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EMAIL |
: |
clemence@tampabay.rr.com |
USA |
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HOME PAGE |
: |
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REP |
: |
LEIGH MILTON |
BUCKHEAD COMMUNITY
BANK
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PHONE |
: |
(678) 208-0426 |
3325 PADDOCKS PARKWAY
SUITE 200 |
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FAX |
: |
(678) 208-0105 |
SUWANEE, GEORGIA
30024 |
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EMAIL |
: |
lmilton@buckheaccommunitybank.com |
USA |
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HOME PAGE |
: |
www.buckheadcommunitybank.com
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REP |
: |
MIKE SEELEY |
CIT SMALL BUS.
LENDING CORP |
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PHONE |
: |
(407) 772-4556 |
522 HUNT CLUB
BLVD.,#250 |
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FAX |
: |
(407) 772-4558 |
APOPKA, FLORIDA 32703 |
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EMAIL |
: |
mike.seeley@cit.com |
USA |
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HOME PAGE |
: |
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REP |
: |
ROSEMARIE DRAKE |
CIT SMALL BUSINESS
LENDING CORP |
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PHONE |
: |
(404) 244-4592 |
2808 E ATLANTA RD
#217 |
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FAX |
: |
(404) 244-4593 |
ELENWOOD, FLORIDA
32094 |
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EMAIL |
: |
rosemarie.drake@cit.com |
USA |
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HOME PAGE |
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www.smallbusinesslending.com
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REP |
: |
DOUG KRENTZ |
CIT-SMALL BUSINESS
LENDING |
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PHONE |
: |
(720) 664-5437 |
10945 S STATE BRIDGE
RD STE 401-350 |
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FAX |
: |
(770) 664-5438 |
ALPHARETTA, GEORGIA
30022 |
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EMAIL |
: |
doug.krentz@cit.com |
USA |
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HOME PAGE |
: |
smallbizlending.com
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REP |
: |
TAMMY YOUST |
COMERCIA BANK
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PHONE |
: |
(813) 852-1260 |
16132 LYTHAM DRIVE |
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FAX |
: |
(813) 852-1280 |
ODESSA, FLORIDA 33556 |
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EMAIL |
: |
tmy2510@tampabay.rr.com |
USA |
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HOME PAGE |
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REP |
: |
JENNI SHOVER |
COMMUNITY SOUTH
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PHONE |
: |
(770) 444-9061 |
2778 CUMBERLAND BLVD |
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FAX |
: |
(770) 444-9061 |
SMYRNA, GEORGIA 30080 |
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EMAIL |
: |
jshover@bellsouth.net |
USA |
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HOME PAGE |
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REP |
: |
ROBERT GOFF |
COMMUNITY SOUTH BANK
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PHONE |
: |
(404) 881-8220 |
2700 CUMBERLAND
PARKWAY STE 140 |
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FAX |
: |
(704) 444-9665 |
ATLANTA, GEORGIA
30339 |
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EMAIL |
: |
rgoff@sba.community.com |
USA |
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HOME PAGE |
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REP |
: |
HAKIM KASSAM |
COMMUNITY SOUTH BANK
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PHONE |
: |
(954) 509-0056 |
3111 N UNIVERSITY
DRIVE - SUITE 403 |
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FAX |
: |
(954) 509-0058 |
CORAL SPRINGS,
FLORIDA 33065 |
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EMAIL |
: |
hkassam@communitysouthlending.com |
USA |
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HOME PAGE |
: |
www.sbaloansflorida.com
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REP |
: |
CAROLYN ROBINSON |
COMMUNITY WEST BANK
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PHONE |
: |
(770) 516-7744 |
101 SPRINGFIELD
CENTER DR #116 |
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FAX |
: |
(770) 516-5575 |
WOODSTOCK, GEORGIA
30188 |
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EMAIL |
: |
crobinson@communitywestbank.com |
USA |
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HOME PAGE |
: |
www.communitywestbank.com
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REP |
: |
JACKIE HART |
FIDELITY BANK
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PHONE |
: |
(678) 413-2863 |
1498 LKONDIKE ROAD
SUITE 103 |
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FAX |
: |
(678) 413-2865 |
CONYERS, GEORGIA
30094 |
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EMAIL |
: |
jackie.hart@lionbank.com |
USA |
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HOME PAGE |
: |
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REP |
: |
RON REUSS |
GULF COAST FINANCE
INC |
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PHONE |
: |
(727) 895-2504 |
227 2ND AVE NORTH |
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FAX |
: |
(727) 822-2504 |
ST PETERSBURG,
FLORIDA 33731 |
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EMAIL |
: |
rreuss@gulfcoastbiz.com |
USA |
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HOME PAGE |
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REP |
: |
DAVE KRAFT |
KEY BANK
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PHONE |
: |
(603) 568-5566 |
9 CONNERMARA DRIVE |
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FAX |
: |
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CHICHESTER, NEW
HAMPSHIRE 03258 |
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EMAIL |
: |
dave_kraft@keybank.com |
USA |
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HOME PAGE |
: |
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REP |
: |
SCOTT SCHULMAN |
NEWTEK BUSINESS
LENDING |
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PHONE |
: |
(561) 227-1542 |
12230 FOREST HILL
BLVD SUITE 171 |
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FAX |
: |
(561) 227-1526 |
WELLINGTON, FLORIDA
33414 |
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EMAIL |
: |
sschulman@newtelbusinessservices.com |
USA |
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HOME PAGE |
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REP |
: |
PATRICK ELLIS |
ORLANDO NATIONAL BANK
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PHONE |
: |
(407) 388-6135 |
840 S DENNING DR |
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FAX |
: |
(407) 682-6620 |
WINTER PARK, FLORIDA
32789 |
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EMAIL |
: |
pellis@orlandonationalbank.com |
USA |
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HOME PAGE |
: |
www.orlandonationalbank.com
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REP |
: |
KENT ANDERSON |
PNC BANK
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PHONE |
: |
(727) 743-2692 |
111 SECOND AVE NE -
SUITE 536 |
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FAX |
: |
(727) 551-0998 |
ST. PETERSBURG,
FLORIDA 33701 |
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EMAIL |
: |
kent.anderson@pnc.com |
USA |
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HOME PAGE |
: |
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REP |
: |
BRUCE MARKS |
PNC BANK
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PHONE |
: |
(954) 646-5820 |
8201 PETERS RD |
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FAX |
: |
(954) 916-2729 |
PLANTATION, FLORIDA
33324 |
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EMAIL |
: |
bruce.marks@pnc.com |
USA |
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HOME PAGE |
: |
www.pnc.com
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REP |
: |
JEFF KATZ |
POPULAR SMALL
BUSINESS CAP-BANCO POPULAR |
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PHONE |
: |
(954) 517-1973 |
14359 MIRAMAR PARKWAY
#353 |
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FAX |
: |
(954) 517-1974 |
MIRAMAR, FLORIDA
33027 |
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EMAIL |
: |
jeffkatz@bpop.com |
USA |
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HOME PAGE |
: |
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REP |
: |
KEN SWAN |
POPULAR SMALL
BUSINESS CAPITAL |
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PHONE |
: |
(877) 226-2640 |
565 SOUTH MASON RD
#216 |
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FAX |
: |
(954) 252-4466 |
KATY, TEXAS 77450 |
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EMAIL |
: |
kswan@bpop.com |
USA |
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HOME PAGE |
: |
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REP |
: |
KIM EELLS |
POPULAR SMALL
BUSINESS CAPITAL |
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PHONE |
: |
(770) 786-0412 |
3150 HIGHWAY 278
SUITE 320 |
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FAX |
: |
(770) 786-0413 |
COVINGTON, GEORGIA
30014 |
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EMAIL |
: |
keells@bpop.com |
USA |
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HOME PAGE |
: |
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REP |
: |
PAUL IHRIG |
POUPLAR SMALL
BUSINESS CAPITAL |
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PHONE |
: |
(407) 370-7472 |
450 E ALTOMONET DRIVE |
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FAX |
: |
(407) 370-7446 |
ALTOMONTE SPRINGS,
FLORIDA 32701 |
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EMAIL |
: |
pihrig@bpop.com |
USA |
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HOME PAGE |
: |
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REP |
: |
HERBERT THOMPSON |
SECURITY BANK OF
GWINNETT COUNTY |
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PHONE |
: |
(770) 932-9820 |
3465 LAWRENCEVILLE-SWANNEE
RD STE B |
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FAX |
: |
(770) 932-9821 |
SWANEE, GEORGIA 30324 |
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EMAIL |
: |
hthompson@homesteadbank.biz |
USA |
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HOME PAGE |
: |
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REP |
: |
CHARLIE STANFORD
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SUNRISE COMMERCIAL
LLC |
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PHONE |
: |
(404) 601-1354 |
3006 CLAIRMONT RD |
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FAX |
: |
(404) 601-1391 |
ATLANTA, GEORGIA
30329 |
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EMAIL |
: |
cmstanfor@cs.com |
USA |
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HOME PAGE |
: |
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REP |
: |
LYNN JOHLER |
SYNOVUS BANK OF TAMPA
BAY |
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PHONE |
: |
(727) 824-8756 |
P.O. BOX 30707 |
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FAX |
: |
(727) 521-2233 |
TAMPA, FLORIDA
33630-3707 |
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EMAIL |
: |
lynnjohler@synovusbankfl.com |
USA |
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HOME PAGE |
: |
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REP |
: |
PATRICK FENECH |
SYNOVUS BANK OF TAMPA
BAY |
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PHONE |
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(813) 833-9002 |
P.O. BOX 30707 |
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FAX |
: |
(813) 833-9002 |
TAMPA, FLORIDA 33630 |
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EMAIL |
: |
patrickfrench@synovusbankfl.com |
USA |
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HOME PAGE |
: |
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REP |
: |
KAY CHIDESTER |
TEMECULA VALLEY BANK
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PHONE |
: |
(727) 579-1980 |
9600 KOGER BLVD.,
#202 |
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FAX |
: |
(727) 578-5815 |
ST. PETERSBURG,
FLORIDA 33702 |
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EMAIL |
: |
kanderson@mtemvalbank.com |
USA |
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HOME PAGE |
: |
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REP |
: |
DARIO MARCOVIGI |
THE INTERFACE
FINANCIAL GROUP |
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PHONE |
: |
(407) 509-7927 |
7511 DR PHILLIPS BLVD
#266 |
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FAX |
: |
(407) 996-6558 |
ORLANDO, FLORIDA
32819 |
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EMAIL |
: |
kenpco@usa.com |
USA |
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HOME PAGE |
: |
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REP |
: |
VICTOR LEIBOFSKY |
UPS CAPITAL
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PHONE |
: |
(954) 562-5626 |
1721 N 22ND AVE |
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FAX |
: |
(954) 924-6311 |
HOLLYWOOD, FLORIDA
33020 |
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EMAIL |
: |
vleibofsky@ups.com |
USA |
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HOME PAGE |
: |
www.upscapital.com
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REP |
: |
SOLOANE JACKSON |
UPS CAPITAL
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PHONE |
: |
(239) 826-6161 |
1125 NW 1ST AVENUE |
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FAX |
: |
(941) 827-2992 |
CAPE CORAL, FLORIDA
33993 |
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EMAIL |
: |
soloanejackson@ups.com |
USA |
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HOME PAGE |
: |
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REP |
: |
BETH BARRON |
UPS CAPITAL BUSINESS
CREDIT |
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PHONE |
: |
(907) 997-0923 |
9802 BAY MEADOWS RD
#12 PMP 192 |
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FAX |
: |
(904) 997-0939 |
JACKSONVILLE, FLORIDA
32207 |
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EMAIL |
: |
eebarron@ups.com |
USA |
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HOME PAGE |
: |
smallbizlending.com
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REP |
: |
JOHN DUCE |
WACHOVIA BANK
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PHONE |
: |
(904) 472-5818 |
920 WATERMAN ROAD
SOUTH |
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FAX |
: |
(904) 489-3352 |
JACKSONVILLE, FLORIDA
32207 |
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EMAIL |
: |
john.duce@wachovia.com |
USA |
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HOME PAGE |
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